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  5. CML-BSA guidance for solar photovoltaic panels on roofspace

CML-BSA guidance for solar photovoltaic panels on roofspace

Last updated: 18 Mar 2015

This guidance is for: Photovoltaic (PV) panel providers and the public.

This guidance provides information for photovoltaic (PV) panel providers and the public about lenders’ minimum requirements with respect to consenting to a lease of roof space for the installation of PV panels on the roof of a residential property.

There is separate guidance for England and Wales and Northern Ireland. 

The lease of roof space for panel installation is a relatively new development, triggered by government policies designed to encourage the generation of low-carbon energy. Anyone considering agreeing to a lease of their roof space for fitting PV panels should be aware that most lenders’ mortgage conditions will require the lender’s consent to be obtained to any lease. We will consider developing guidance for Scotland.

The guidance includes:

  • Background and information on the general process of seeking consent; and
  • A template letter which contains the minimum requirements of lenders, in order to consent to a lease of roof space. PV panel providers can use this template letter to assist in the process of seeking consent from lenders to registering the lease.