From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

Last updated: 1 Jun 2017

This guidance aims to assist members when they are amending or creating Part 2 responses for the Lenders’ Handbook.

It is a ‘how-to’ document, but it also offers guidance to help ensure that individual lender responses are as clear as possible, to avoid unnecessary referrals from conveyancers to lenders.

The guidance stems from a review of the Handbook’s operation which began in late 2016 and reflects user feedback.