Affordable housing includes homes for sale and rent below market levels. It is often subsidised or backed by government schemes. Our policy support is for lenders who provide residential mortgages for the purchase of affordable homes, as well as for commercial funders of housing associations which develop them.
See below for detailed information on our policy work in this area.
Last updated: 9 May 2017
This overview of the social and affordable housing sector across the UK focuses on how housing associations are funded and regulated. It highlights key issues in the sector and our position, including our calls for certainty of public funding and stable implementation of welfare reforms.
Last updated: 10 March 2017
A summary of the key announcements given by the chancellor Philip Hammond during his 2017 spring Budget.
Last updated: 27 April 2017
Our overview of the main government-funded shared ownership schemes in England highlights the CML position and our call for government to work with mortgage lenders and housing associations to overcome barriers and improve shared ownership as a tenure choice for the 21st century.
Last updated: 28 July 2017
This page includes an overview of government-funded Help to Buy equity loan schemes; details the arrangements for England, Scotland and Wales and also includes updates on the latest statistics for the schemes.
Last updated: 10 November 2016
The Help to Buy ISA savings scheme has been introduced to help first time buyers in the UK save for a deposit to purchase their first home. This update gives the key information lenders should know about the scheme.
Last reviewed: 9 February 2017
An overview of the key announcements contained in the government's housing white paper published on 7 February 2017.
Last updated: 4 September 2017
This is a comprehensive round-up of the main current and predecessor schemes for low cost home ownership, also known as the intermediate market.
Last updated: 21 November 2016
This overview details our neutral position on the scheme in relation to residential mortgage lending.
Last updated: 2 May 2017
We continue to liaise with the Department of Communities and Local Government and key stakeholders on development of the detail of the Starter Homes scheme.