From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

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UK Finance Mortgage Lenders’ Handbooks

Last updated: 1 July 2017

At a glance

  • On 1 July 2017 the CML Lenders’ Handbooks were renamed the "UK Finance Mortgage Lenders’ Handbook" (‘the Handbook’).
  • The UK Finance Mortgage Lenders’ Handbooks are standard form instructions to conveyancers acting for lenders in residential mortgage transactions.
  • The handbooks assist the conveyancing process by introducing standard requirements for conveyancers to follow; and help protect mortgage customers, as in most cases the conveyancers will follow the same instructions for the customer.
  • The handbooks usually apply where the conveyancer is acting for both the customer and the lender (joint representation), but for England and Wales there is a set of standard form instructions for separate representation (“Part 3”). 
  • If you are a lender and looking to adopt the lenders' handbook please email web@ukfinance.org.uk
  • If you are a lender and need to update your "Part 2" instructions please go to the lenders handbook update page.

UK Finance position

The handbooks assist the conveyancing process through standardisation.

The handbooks support a system of joint representation, which in many residential conveyancing transactions is beneficial to lenders and their customers, as it can speed up the conveyancing process and reduce costs.

Why this is important for lenders

The handbooks assist the conveyancing process by introducing standard requirements for conveyancers to follow; and help protect mortgage customers, as in most cases the conveyancers will follow the same instructions for the customer.

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The following content is available for Members only. If you are a member of this group please login or register to gain access.

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The following content is available for Members only. If you are a member of this group please login or register to gain access.

Register with CML

Register to personalise your content, email updates and more...