In addition to national regulation, lenders have to comply with EU regulation of mortgage businesses, from regulation of the provision of mortgages (Mortgage Credit Directive) to capital or funding requirements.
See below for detailed information on our policy work in this area.
Last updated: 28 February 2017
Ensuring lenders have sufficient and the right type of capital to absorb losses is a critical component of the prudential regulatory framework. This update keeps lenders abreast of the latest developments with regard to capital issues.