From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

Financial crime and mortgage fraud

Last updated: 16 June 2017

This page provides information on financial crime and our work in this area.

The Mortgage Verification Scheme

Last updated: 6 February 2017

The mortgage verification scheme opened for lenders to join from 1 September 2011. It is a joint initiative between HMRC and mortgage lenders to combat fraudsters, by the limited exchange of data in cases where mortgage lenders have reasonable suspicion that a mortgage application is fraudulent.