We work with lenders, government and other stakeholders to address issues around government schemes aiming to increase housing supply and affordability.
See below for detailed information on our policy work in this area.
Last updated: 10 March 2017
A summary of the key announcements given by the chancellor Philip Hammond during his 2017 spring Budget.
Last updated: 27 April 2017
Our overview of the main government-funded shared ownership schemes in England highlights the CML position and our call for government to work with mortgage lenders and housing associations to overcome barriers and improve shared ownership as a tenure choice for the 21st century.
Last updated: 28 July 2017
This page includes an overview of government-funded Help to Buy equity loan schemes; details the arrangements for England, Scotland and Wales and also includes updates on the latest statistics for the schemes.
Last updated: 10 November 2016
The Help to Buy ISA savings scheme has been introduced to help first time buyers in the UK save for a deposit to purchase their first home. This update gives the key information lenders should know about the scheme.
Last updated: 4 January 2017
The Help to Buy Mortgage Guarantee scheme closed to new offers on 31 December 2016. The guarantee is valid for seven years after the mortgage originated.
Last reviewed: 9 February 2017
An overview of the key announcements contained in the government's housing white paper published on 7 February 2017.
Last updated: 26 January 2017
The Lifetime ISA was announced at the March 2016 Budget and can be used to save for retirement or to buy a home. This page summarises the scheme.
Last updated: 4 September 2017
This is a comprehensive round-up of the main current and predecessor schemes for low cost home ownership, also known as the intermediate market.
Last updated: 25 September 2017
This page gives details on the policies aimed at increasing the supply of newbuild property, including self-build and custom housebuilding and covers a number of newbuild issues that affect mortgage lenders.
Last updated: 21 November 2016
This overview details our neutral position on the scheme in relation to residential mortgage lending.
Last updated: 30 March 2015
This fund enables eligible tenants with a Right to Buy to exercise that right in some circumstances where they would not otherwise be able to do so – such as where their social rented home is not suitable for a mortgage.
Last updated: 2 May 2017
We continue to liaise with the Department of Communities and Local Government and key stakeholders on development of the detail of the Starter Homes scheme.