From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

Our policy pages address a number of newbuild issues affecting mortgage lenders, including methods of construction and offsite construction; self build and custom build; and valuation.

See below for detailed information on our policy work in this area.

Housing white paper 2017

Last reviewed: 9 February 2017

An overview of the key announcements contained in the government's housing white paper published on 7 February 2017.


Last updated: 25 September 2017

This page gives details on the policies aimed at increasing the supply of newbuild property, including self-build and custom housebuilding and covers a number of newbuild issues that affect mortgage lenders.

Starter Homes scheme

Last updated: 2 May 2017

We continue to liaise with the Department of Communities and Local Government and key stakeholders on development of the detail of the Starter Homes scheme.