From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

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Terms & Conditions

By accessing our website you agree to abide by the following terms and conditions. 

1. Content and copyright

Unless otherwise stated, the copyright and any other rights in all material on this site are owned by the CML.

You are allowed to read, print and download extracts from the site on the following conditions:

a) use of the documents on this site are for your use only;

b) no documents on this site are to be modified in any way;

c) no part of this site may be reproduced or stored in any other website without our prior written permission. CML members do not require our prior written permission to reproduce or store part of this site on their own internal intranet sites. CML members that subsequently leave the CML membership must immediately remove all reproduced CML material from their internal intranet sites.

Whilst we endeavour to ensure that the information on this site is correct, no warranty, express or implied, is given as to its accuracy and we do not accept any liability for error or omission.

We accept no responsibility for the content of any site to which a hypertext link from our website exists. The links are provided as a service with no warranty, express or implied, for the information and policies on those sites. The inclusion of a link does not imply our endorsement of the site.

We accept no responsibility for the content of any site which contains a hypertext to link our website. The inclusion of a link to our website does not imply endorsement by us of the site containing the link.

2. Using the website

You agree to adhere to all applicable laws, regulations and codes of conduct when using the website.

You agree not to:

a) damage, interfere or disrupt access to the website;

b) gain or attempt to gain unauthorised access by any means to any restricted CML computer networks or systems;

c) make available, upload or distribute on the CML website any materials or files that contain viruses or any other harmful software;

d) use the website to send unsolicited material for any purpose.

3. Liabilities

We are not liable for any damages arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.

4. Prices and other conditions

Prices and other conditions listed on the website are for information purposes only and are subject to change without notice.

5. Access to the website

We endeavour to provide access to the website 24 hours a day, but access may be suspended temporarily and without notice if the system fails or requires maintenance or repair or for reasons outside our control.

6. Data protection and privacy

These terms and conditions should be read in conjunction with our privacy policy which sets out how we collect and use your personal information.

7. Alteration of these terms

We reserve the right to amend these terms and conditions in whole or in part, at any time without notification. The current terms and condition are displayed on the website.


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