Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

British American Finance Alliance report on UK-US Financial Services: A foundation for Transatlantic Growth, Jobs and Security

07.05.24

Reports and Publications

British American Finance Alliance report on UK-US Financial Services: A foundation for Transatlantic Growth, Jobs and Security

The UK-US investment relationship is the largest in the world, and both countries’ financial services markets provide a significant level of financial services trade to each other. We at UK Finance seek to help further develop this trade.
UK Finance  response to Financial Conduct Authority enforcement guidance CP24-2

30.04.24

Consultation Responses

UK Finance response to Financial Conduct Authority enforcement guidance CP24-2

UK Finance has responded to the FCA’s Consultation Paper on changes to its Enforcement Guide and the publishing of enforcement investigations.
UK Finance Response to the Financial Conduct Authority Wholesale Data Market Study Report

24.04.24

Consultation Responses

UK Finance Response to the Financial Conduct Authority Wholesale Data Market Study Report

On 12 April, UK Finance submitted a response to the FCA's MS23/1.5 Wholesale Data Market Study Report.
Variable recurring payments report

22.04.24

Reports and Publications

Variable recurring payments report

Commercial variable recurring payments model clauses
UK Finance  responds to HMT’s Private Intermittent Securities and Capital Exchange System (PISCES) consultation

18.04.24

Consultation Responses

UK Finance responds to HMT’s Private Intermittent Securities and Capital Exchange System (PISCES) consultation

Responding jointly with the Association for Financial Markets in Europe (AFME), we welcome the innovative and collaborative approach that the UK government is taking to make the UK capital markets more attractive and we recognise that private capital markets are an important part of this eco-system.
UK Finance response to CP 3-24 PRA's waivers and permissions proposals

10.04.24

Consultation Responses

UK Finance response to CP 3-24 PRA's waivers and permissions proposals

In CP 3/24 the PRA makes proposals about how it will implement section 138BA of the Financial Services and Markets Act (FSMA) 2023, which UK Finance very much supports.
UK Finance response to PRA approach to Policy consultation - CP27-23

10.04.24

Consultation Responses

UK Finance response to PRA approach to Policy consultation - CP27-23

We are pleased to have the opportunity to respond to this consultation. While we welcome the progress the PRA has made since its Discussion Paper in December 2022, there remain a number of issues with its proposed approach which our consultation response highlights.
UK Finance response to PRA’s CP28/23

08.04.24

Consultation Responses

UK Finance response to PRA’s CP28/23

UK Finance are overall broadly supportive of the changes. We feel that the PRA’s suggestions in this consultation are sensible and therefore only have a few minor points to raise that look to streamline some of the reporting tables.
UK Finance response to PRA consultation paper 26/23 - FCA consultation paper 23/30

26.03.24

Consultation Responses

UK Finance response to PRA consultation paper 26/23 - FCA consultation paper 23/30

Operational resilience: Critical third parties to the UK financial sector