CML Lenders' Handbook

On 2 July 2012 we published a set of standard instructions for a conveyancer, in the event that he/she is representing the lender separately from the borrower in a residential conveyancing transaction in England and Wales. These instructions consist of a new part 3 to the Handbook for England & Wales which should be read in conjunction with parts 1 & 2 where it applies. An example requirements letter to the borrower's conveyancer has also been developed for use and adaption by lender's conveyancers, and advises the borrower's conveyancer of the documentary and information requirements of the lenders' conveyancer.

The FAQs section has now been updated with questions relating to part 3 which we will update over time as more FAQs are identified.

The CML Lenders' Handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. It is divided into three parts. Part 1 sets out the main instructions. Part 2 details each lender's specific requirements. There is a Lenders' Handbook part 1 and part 2 for each legal jurisdiction in the UK. Part 3 sets out the main instructions in the event that he/she is representing the lender separately from the borrower in a residential conveyancing transaction in England and Wales only.

Use the search below to select a region and/or a lender's part 2 response. You can view the part 1 or part 2 individually or in the same document. The part 3 can only be viewed individually but links are provided between the part 1 and part 3 where relevant. You can also view all lenders' responses to a specific question by browsing to any lender part 2, finding the question and clicking on 'View all answers to the question'. 

If a lender is not listed in the search they may not sign up to the Handbook and you should contact them direct. If you have any queries about the Handbook please view the FAQs section. See our Summary of amendments for previous versions of the part 1.