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CML Lenders' Handbook

Amendments to the CML Lenders Handbooks for England and Wales, Northern Ireland and Scotland were introduced on Monday 1 December 2014. Conveyancers should give their certificate of title based on these revised instructions.

A summary of the changes can be found here. For a full listing of handbook updates for each jurisdiction go to the summary of amendments page. Please note that the amendments to the Handbook for Scotland do not include amendments dealing with the Land Registration (Scotland) Act 2012 but Lenders have been advised to set out their requirements in their part 2 responses to clause 14.

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The CML Lenders' Handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. There is a Lenders' Handbook for each legal jurisdiction in the UK and all have a part 1(general instructions) and part 2 (lender specific instructions).

The Lenders Handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Part 3 should be read in conjunction with parts 1 & 2. An example requirements letter to the borrower's conveyancer has also been developed for use in these circumstances. Further information can be found in the FAQs section.

Use the search below to select a jurisdiction and/or a lender's part 2 response. You can view the part 1 or part 2 individually or in the same document. The part 3 can only be viewed individually but links are provided between the part 1 and part 3 where relevant. You can also view all lenders' responses to a specific question by browsing to any lender part 2, finding the question and clicking on 'View all answers to the question'.

If a lender is not listed in the search they may not sign up to the Handbook and you should contact them direct. If you have any queries about the Handbook please view the FAQs section. See our Summary of amendments for previous versions of the part 1.

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