- CML lenders' handbook for conveyancers
CML lenders' handbook for conveyancers
The CML lenders' handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. There is a Lenders' Handbook for each legal jurisdiction in the UK and all have a part 1 (general instructions) and part 2 (lender specific instructions). Use the search below to select a region and/or a lender's part 2 response.
The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Part 3 should be read in conjunction with parts 1 and 2. An example requirements letter to the borrower's conveyancer has also been developed for use in these circumstances. Further information can be found in the FAQs section.
An amendment was made to Clause 10 of the Lenders Handbook for England and Wales, Scotland and Northern Ireland on 1 February 2016. The amendment is designed to reflect the introduction of a requirement as a result of the Mortgage Credit Directive for mortgage customers to have a 'reflection period'. See full details of this amendment.
Using the Lenders' handbook search
Use the search below to select a region and/or a lender to view the part 1 and 2 instructions. The part 3 can only be viewed individually but links are provided between the part 1 and part 3 where relevant. To view a part 2 you must select a region AND a lender from the dropdown below. You can also view all lenders' responses to a question by browsing to any lender part 2, finding the question and clicking on View all answers to the question.
If a lender is not listed in the search they may not sign up to the Handbook and you should contact them direct. If you have any queries about the Handbook please view the FAQs section. See our Summary of amendments for previous versions of the part 1.