- UK Finance Mortgage Lenders' Handbook for conveyancers
UK Finance Mortgage Lenders' Handbook for conveyancers
From 1 July 2017, the finance and banking industry operating in the UK will be represented by a new trade association, UK Finance. It will represent around 300 firms in the UK providing credit, banking, markets and payment-related services.
The new organisation will take on activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association.
On 1 July 2017 the Lenders’ Handbook was renamed the "UK Finance Mortgage Lenders’ Handbook" (‘the Handbook’). References to the Council of Mortgage Lenders and CML have been replaced by UK Finance in the Handbooks. The summaries of amendments have been updated in the usual way, to reflect these changes.
Website urls and bookmarked links relating to the Handbook will continue to work as normal.
From 1 July, all references to the CML Lenders’ Handbook shall be deemed to mean the UK Finance Mortgage Lenders’ Handbook.
Any associated documents which refer to the CML shall be deemed to mean UK Finance.
A set of FAQs and responses has been prepared to assist users of the Handbook during the transition from the Council of Mortgage Lenders to UK Finance.
The UK Finance Mortgage Lenders' Handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions.
There is a UK Finance Mortgage Lenders' Handbook for each legal jurisdiction in the UK and all have a part 1 (general instructions) and part 2 (lender specific instructions). Use the search below to select a region and/or a lender's part 2 response.
The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Part 3 should be read in conjunction with parts 1 and 2. An example requirements letter to the borrower's conveyancer has also been developed for use in these circumstances. Further information can be found in the FAQs section.
Use the search below to select a region and/or a lender to view the part 1 and 2 instructions. The part 3 can only be viewed individually but links are provided between the part 1 and part 3 where relevant. To view a part 2 you must select a region AND a lender from the dropdown below.
You can also view all lenders' responses to a question by browsing to any lender part 2, finding the question and clicking on View all answers to the question.
If a lender is not listed in the search they may not sign up to the handbook and you should contact them direct.
If you have any queries about the Handbook please view the FAQs section.
See our Summary of amendments for previous versions of the part 1.